Credit Union Loan Officer
Thanks for your interest in the Credit Union Loan Officer position.
Unfortunately this position has been closed but you can search our 927 open jobs by clicking here.
Responsibilities
-
Interview loan applicants. Obtain all of the necessary documentation to review and make the loan decision
-
Provide information to members concerning the different types of loans offered, the terms and interest rates, and the documentation needed to be considered for a loan
-
Underwrite loans based on established guidelines in Loan Policy. Approve loans that meet policy guidelines, within authorized limits and established timeframes
-
Make alternative recommendations to borrowers that are creditworthy but do not qualify for the loan they requested
-
Ensure all declined loan requests are properly documented for review
-
Prepare and issue adverse action letters to Members.
-
Comply with updates and changes to loan programs or procedures
-
Maintain all correspondence and documentation through the consumer loan underwriting and decision process. File all related documentation in appropriate information systems.
-
Address questions and resolve disputes between NMG EFCU and members using knowledge of loan underwriting process and legal requirements
-
Provide financial counseling to members in the wise use of credit
-
Assist management in drafting written procedures that clearly state how each step of the lending process is performed
-
Monitor portfolio quality and performance, collections and loss prevention
-
Actively engage new potential customers in the company
-
Make suggestions to management concerning changes to the lending policy and/or procedures
-
Support Credit Union office in daily operational activities including over-the-counter inquiries and guidance in opening new accounts
Minimum Qualifications:
-
3+ years of lending experience required
-
College education or equivalent work experience in field is preferred
-
Strong commitment towards NMGEFCU and the credit unions' mission and growth
-
Must have strong writing skills
-
Bilingual Spanish/English preferred
-
Team player with "roll up your sleeves" attitude
-
Excellent communication skills to address a wide-range of members
-
Experience in Portico, Loancierge or other FiServ products is a plus.